Saturday, February 11, 2012

Car shopping

So we went shopping for a car today. It's a bit different here. Different doesn't mean bad, just different.

1) First dealership we went to, we walked up to a guy. He claimed he was the used car guy and he would find a new car guy for us. About 12 minutes later, we still were standing around with no help. In the US I would have been verbally attacked by 4 or 5 guys by then.

2) At the second dealership we got a bit more serious, picked a car and started talking car loans. In the US, the more years you get a loan for, the less the interest rate. Not here. The more years you take, the less the interest rate is?? huh?!

3) Same dealership, same car loan conversation. In the US, the interest rate usually doesn't have to do with how much you put down on the car. Here, the more you put down, the higher your interest rate goes?? huh?!

I'm baffled by 2 and 3. Two components, loan term and down payment, determine the rate. We can't play around with it at home. I'm going to have to sit there and play with the numbers at the dealership to figure out the best deal. I am not prepared for this.

Again, not bad, just different. This could end up working to our advantage. We'll see!

3 comments:

FRIENDS of ELIZABETH said...

That's insane! I can't imagine how frustrating that had to be for you!

Unknown said...

I am curious as to which car was selected, and more interestingly, what this selection is going to set you back.

Mark Jan, Lisa, MJ, Reese, and Baby said...

The VW Sharan is the pick. They don't have it in the states. It's going to cost an arm and a leg and another arm!!!